Spreads play the superhero as mortgage rates move below 6% again
After a weekend of crazy headlines and a stock sell-off on Monday morning, bond yields are close to hitting 4% again, but mortgage rates are back under 6% once again, which is the multiyear low in recent history. The biggest reason rates are under 6% isn’t just that the 2025 labor market produced th
VoicePilot lets CAR members draft forms by voice
The California Association of Realtors (CAR) is teaming up with Ethica AI to provide members with access to VoicePilot through CAR’s subsidiary Real Estate Business Services (REBS), according to an announcement on Monday. Ethica AI describes VoicePilot as an AI driven voice and workflow platform th
Where does HUD’s potential reverse mortgage revamp stand?
Nearly two months after three federal housing agencies wrapped up an extended public comment period about the future of two federal reverse mortgage programs, industry stakeholders are waiting to learn what they’ll do next. In October, the U.S. Department of Housing and Urban Development (HUD), the

Coach Manny Caballero
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