Home price signals continue to weaken for 2025

There are three big trends in the spring 2025 housing market:Supply continues to build. This is measurable in both the total unsold inventory and the number of new listings each week. Because each week we have 8–15% more sellers than last year, the total inventory will continue to build unless and u
No, homeowner delinquency rates aren’t elevated

Homeowner delinquency rates are rising from record low levels but aren’t even back to pre-COVID-19 levels yet. This weekend, there has been a lot of discussion on social media surrounding homeowners’ delinquency data. This situation has prompted me to write this article and bring some reality into t
How much lower can mortgage rates go with all this drama?

Mortgage rates have been trending downward since Jan. 14, contrary to expectations surrounding the trade war and inflation concerns. This decline has positively impacted purchase application data, which is showing positive year-to-date data as we approach the end of March. As we anticipate what migh
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